What is a Political Action Committee (PAC)?

A PAC is a group of individuals, to include an association, committee or organization, that is established for the primary purpose of advocating the election or defeat of one or more clearly identified candidates. Credit union members in Kentucky have joined together to form two Kentucky Credit Union Political Action Committees – a State PAC and a Federal PAC. The State PAC supports credit union-oriented candidates for the state legislature. The Federal PAC supports candidates for the federal offices. Since the PACs were formed, the contributions of its members have helped pro-credit union candidates from both the Democratic and Republican parties.

What is a KYCUPAC?

KYCUPAC is the Kentucky Credit Union Political Action Committee. KYCUPAC's purpose is to contribute to and to support federal and state candidates and committees that support the Credit Union Movement. Credit unions are not permitted to contribute corporate dollars to the PAC, but individuals are.

View the brochure

What is a CULAC?

For more information on the national Credit Union Legislative Action Council (CULAC), click here.

How can my credit union contribute?

Corporate contributions are prohibited to both the federal and state PAC. However, your credit union can raise money through different avenues, such as payroll deduction, candy bar sales and dress down days. Individuals who are associated with the Kentucky Credit Union League and with League-affiliated credit unions who have signed a permission agreement (this will link to the agreement) with the League are eligible to participate in KYCUPAC. All contributions made to KYCUPAC are strictly voluntary and are not tax-deductible for federal income tax purposes. Contact Debbie Painter, EVP, at (502) 813-4005 or by This email address is being protected from spambots. You need JavaScript enabled to view it. for more information.

How can I contribute?

What is the Capital Club?
The Kentucky Credit Union League’s Capital Club is made of individuals who contribute to the Kentucky Credit Union Political Action Committee (KYCUPAC).  Membership in the Capital Club recognizes the important role credit union employees have in the ongoing success of the credit union movement.

How Can I Become a Member of the Capital Club?
Employees of Kentucky credit unions that have a current signed permission agreement with the League are eligible to contribute.  Membership is dues-based.

Silver Membership.  Minimum donation of $100 per year.  A commitment of only $4 from a biweekly paycheck equals $104 a year ($4 x 26 weeks).

Gold Membership.  Minimum donation of $200 per year (or $16.67 per month).

Diamond Club Membership.  Minimum donation of $400 per year (or $33.34 per month).

All contributions are welcome.  Silver, Gold and Diamond Club memberships count toward your credit union’s “fair share.”

Some credit unions offer payroll deduction for employees.  Your Payroll/HR administrator will have payroll forms/instructions. Annual and quarterly billing is available.

What are Capital Club Benefits?
Silver, Gold and Diamond Club memberships receive the following benefits:
  • Capital Club shirt,
  • Special recognition at League meetings,
  • Membership newsletter,
  • Membership certificate, and
  • Diamond level memberships also receive special premiums.
For more information about monthly giving, candy bars, and other fundraising ideas, contact Debbie Painter, EVP at (502) 813-4005 or toll-free (800) 333-5285 ext. 205 or This email address is being protected from spambots. You need JavaScript enabled to view it. .  

Contributions to KYCUPAC are not tax-deductible.  All contributions are voluntary and will be used for political purposes.  You have the right to refuse to contribute without any reprisal.  Guidelines contained herein are merely suggestions.  You may contribute more or less than the guidelines suggest, and the League will not favor nor disadvantage you by reason of the amount of your contribution or a decision not to contribute. 

Kentucky Credit Union League
5111 Commerce Crossings Drive
Suite 210
Louisville, KY 40229

Call: 502-459-8023 or 800-333-5285
Fax: 502-459-0189